How Good vs Bad Debt Impacts Your Household
January 25, 2021
by: Robb Flannery
In order to understand the difference between good and bad debt, it's important to track your income and expenses and established saving goals for your family. Financial stability allows you to mee...
3 Tips on How to Better Your Credit ScoreDecember 9, 2020
by: Robb Flannery
Having a good credit score is of paramount essence as it affects your ability to access loans and borrow money. Your credit score rating influences the amount of mortgage you qualify for. You may...
Real Estate: How to Boost Your Credit Score Before Buying Applying for a MortgageSeptember 11, 2019
by: Robb Flannery
For the vast majority of home buyers, obtaining a mortgage will be a vital part of the purchasing process. Of course, in order to be approved for that mortgage, you will need to ensure that your cre...
How Much House Can You Afford? Ask Yourself These Critical Questions to Find Out July 24, 2019
by: Robb Flannery
It is the perennial question for every first-time homeowner. How much house can I afford? As with so many life-changing decisions, there is no one right answer to this common query, and the size of th...
3 Simple Ways to Repair Your Credit July 10, 2019
by: Robb Flannery
For many Canadians looking to purchase a home, bad credit scores stand in the way of getting a mortgage. Most lenders prefer your score to be 650 or higher. If they do allow for lower credit scores, i...
How to Maintain a Good Credit Rating Throughout each YearFebruary 28, 2018
by: Robb Flannery
If you want to make it easier to get an auto loan, mortgage, or new credit card account, you need to maintain a good credit score. It's easy to do so, particularly if you follow the tips presented her...
Can You Afford to Buy a New Home?December 27, 2017
by: Robb Flannery
Is Purchasing a New Home in Your Budget? If you're throwing your hard-earned money away on rent each month, putting that same amount towards your own home could be an incredible advantage. However, i...
Credit Card Debt vs Mortgage Debt: Which Should You Pay Off?November 8, 2017
by: Robb Flannery
It's always a good idea to pay down your debt when you have extra cash on hand. However, as you get started, you will probably be faced with several types of debt you can work on, and it's hard to kno...
Five Reasons Why You Should Have More Than One Bank AccountOctober 11, 2017
by: Robb Flannery
In today's tech world, being victimized by hackers can leave you penniless if you have only one bank account. The following five situations demonstrate how a having a backup account can keep you ...
4 Reasons to Say 'Yes' to Good Credit September 13, 2017
by: Robb Flannery
Good credit is a necessity for acquiring many things in life. There are many important reasons for saying 'yes' to credit. Below are some of those reasons, as well as ways to get and build your credit...
5 Ways to Simplify Your Financial Life August 9, 2017
by: Robb Flannery
No matter who you are or what you do for a living, it can seem like your bank statements, credit card receipts, and other financial documents are burying you alive. If you are struggling under the wei...
Savvy Spender: Simple, Smart Ways to Make the Most of Your Credit CardsJuly 12, 2017
by: Robb Flannery
Savvy Spender: Simple, Smart Ways to Make the Most of Your Credit Cards With their vast array of special perks and member benefits, credit cards are an appealing financing option for modern consumers...
Gathering the Money for a Down Payment in Two Years or LessJune 14, 2017
by: Robb Flannery
Whether you are looking to purchase a home in the next two years or you intend to wait another five, you must find a way to save up enough money to use for a down payment. Without the money to make a ...
Three Ways to Get on the Property LadderMarch 30, 2017
by: Robb Flannery
Property investment is more challenging than ever due to a buoyant housing market in major cities and the rising cost of living. Many people are concerned they'll never be in a position to buy a prope...
Five Rules For Improving Your Money Management SkillsMarch 16, 2017
by: Robb Flannery
Money management skills are important, no matter who you are. That's because money doesn't take care of itself -- and if you don't save, invest, and spend your money wisely, you'll undoubtedly suffer ...
How to Use Debt Consolidation Loans Effectively and SafelyJanuary 11, 2017
by: Robb Flannery
Visit almost any financial site on the web, or watch nearly any daytime TV channel, and you're likely to see advertisements promising that a consolidation loan can solve all your debt problems. There'...